Terms & Conditions

1. Introduction

These terms and conditions govern your use of this website; by using this website, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website.

2. Intellectual Property Rights

Unless otherwise stated, we or our licensors own the intellectual property rights in the website and material on the website. Subject to the license below, all these intellectual property rights are reserved.

3. License to use website

You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

You must not:

a) republish material from this website (including republication on another website);

b) sell, rent or sub-license material from the website;

c) show any material from the website in public;

d) reproduce, duplicate, copy or otherwise exploit material on our website for a commercial purpose;

e) edit or otherwise modify any material on the website; or

f) redistribute material from this website except for content specifically and expressly made available for redistribution.

 4. Acceptable use

You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

 You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

 You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without our express written consent.

 5. Limitations of liability

We will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

a) for any indirect, special or consequential loss; or

b) for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

 These limitations of liability apply even if we have been expressly advised of the potential loss.

6. Variation

We may revise these terms and conditions from time to time. The revised terms and conditions shall apply to the use of our website from the date of publication of the revised terms and conditions on our website.

 7. Entire agreement

These terms and conditions, together with our privacy policy, constitute the entire agreement between you and us in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.

8. Law and jurisdiction

These terms and conditions will be governed by and construed in accordance with the laws of the state of [state], and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of [state].

 9. Contact information

If you have any questions or concerns about these terms and conditions, please contact us at [insert contact information]. By using this website, you agree to these terms and conditions and our privacy policy.

10. Effective date

These terms and conditions are effective as of [insert effective date]. By using this website, you agree to be bound by these terms and conditions.

 11. Changes to terms and conditions

We reserve the right to modify or replace these terms and conditions at any time. If we make any material changes, we will provide notice on our website or by other means as required by law. Your continued use of the website after any such changes constitutes your acceptance of the new terms and conditions.

12. Severability

If any provision of these terms and conditions is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

13. Waiver

Our failure to enforce any right or provision of these terms and conditions will not be deemed a waiver of such right or provision.

 14. Disclaimer

The information on this website is for general informational purposes only and is not intended to provide legal, financial, or other professional advice. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage, including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data